Finding Motorcycle Insurance

If you are a smart motorcyclist you may be wondering what some good options are for motorcycle insurance. Furthermore, upon doing research I have learned that having motorcycle insurance is required by law, so you better be smart and not get found without some. Not only does insurance protect you as the rider, it can also help protect your bike as well. Believe it or not, today’s technology is great. You can get quotes for insurance quick and easy without even leaving your home! A good tip is to shop around and get a few different quotes, you should never opt to go with the very first thing you see. Get some different options to see if prices are similar or what company might offer a bit more for the same price as other companies. Another great tip is if you already have auto coverage, talk to your agent and see if they offer motorcycle insurance as well. Often if you bundle the two policies together you can get some good deals. Also if you have been with this company for a long period of time with your auto insurance you might be eligible for discounts if you have been a good and safe client in the past. I know I love deals and try to bundle wherever I can if it makes the most sense. Also this is good because then you are dealing with just one company if you ever need to file a claim versus multiple companies. I prefer to keep things as simple as possible. Once you have some quotes, give different agents a call. Often if you negotiate with people you might be able to get a better deal. Or if you talk to a representative, they may be able to price match another competitor’s rate they quoted you if you like one company better than another. Of course as you can well imagine, there is no set rate for motorcycle insurance because different factors go into it such as your age, driving history, style of the motorcycle, where you live, how you store your bike, and even sometimes credit scores can make a difference. Of course the type of insurance whether it be simple liability or a more comprehensive coverage depends on your preference and how often you ride. Make sure you discus with an agent your riding habits as that could make a huge difference in what coverage they would recommend. For instance if you ride occasionally and stick to the main road you may not need as much coverage as someone who rides daily and prefers going to the track since that is much more dangerous. Whatever your style, there is insurance out there for you. Just do your homework and research different options. 1-800-motorcycle is a great resource. They are a team of lawyers who specialize in motorcycle accidents and are there for you every step of the way. They have a reputation for getting great results so you can trust they know their stuff.

This entry was posted on Monday, October 7th, 2013 at 4:16 pm and is filed under Tips. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.